Finances? Oh S#@t!
Voyageur's last post got me. She's still as sappy when she was 15 and thought Don Mclean was the shit. :) Love ya sis!
It's taken me a few days to write my post. Mom's progression over the last 6 months has really scared the bejeebers out of me. I'm such the pollyanna that I'm always hopeful there may be some bounce back. But all signs point we are on the path of progression. Well, here goes with my post.
Don't piss off my mom! She said as a suggestion to someone who was not treating me right - next time I go to the bathroom, put some in a cup and then put it in their coffee. And I'm the same way, don't mess with my family.
Voyageur told me the other day Mom's not taking her medication, and the reason she's not taking her medication is because of the lapse in her insurance policy. There was a lapse in her policy because Mom got a hold of it. There are many more details, but that would take an entire week's worth of blog postings. As a result, there has been a lapse in her long term care insurance, medical and dental insurance and many hours on the phone.
Talk about being furious! Her medical insurance should have never lapsed - reason why, Mom worked for that banking institution for 26 years. Both she and my dad planned for their retirement. Set aside a sizable sum so Mom could and did retire at age 60, invested wisely and did all the savvy money saving stuff. Dementia doesn't care how well you have taken care of your finances, it can go thru large sums of money quickly.
We had contacted now Chase Bank many times regarding Mom's illness, durable power of attorney, conservatorship, guardianship. The moment Mom called, they should have known about her situation and called myself, Voyageur or the attorney. Instead, we are still waiting for the home health aide as there is a backlog of premium to pay; now Mom is finally getting her teeth fixed; and Voyageur is setting up an appointment for Mom to see the doctor so we can get her medications refilled.
The results of Mom not taking her medication? Perhaps irreversible progression of the dementia. These past couple of weeks Mom believes I live in a dormitory style living - she has asked me if I prepare my own meals or eat with others. This is a question she asks multiple times in one conversation. The first time she asked me, I was a little freaked out - realizing the dementia is progressing faster than I hoped. Then Voyageur enlightened me on the meds situation and I went thru the roof. Not angry at her, angry at the f*@%ing bank, at the insurance company - we've talked to these assinine entitites multiple times and they still screwed it up.
Even in our best plotting, my mom's absolute best planning, her money has been chipped away and we are working our butts off to ensure Mom has her long term care insurance and enough in her investments to last her lifetime. Not easy in this crap economy. We have put the skids on the initial hemorrhaging of funds and we are still working triage.
Soon we should be on the other side of the financial silliness and able to focus fully on Mom. Which for Voyageur means getting more yarn! And for me, perhaps I will enter more into Mom's reality.
Back at ya, tree sap!
It's taken me a few days to write my post. Mom's progression over the last 6 months has really scared the bejeebers out of me. I'm such the pollyanna that I'm always hopeful there may be some bounce back. But all signs point we are on the path of progression. Well, here goes with my post.
Don't piss off my mom! She said as a suggestion to someone who was not treating me right - next time I go to the bathroom, put some in a cup and then put it in their coffee. And I'm the same way, don't mess with my family.
Voyageur told me the other day Mom's not taking her medication, and the reason she's not taking her medication is because of the lapse in her insurance policy. There was a lapse in her policy because Mom got a hold of it. There are many more details, but that would take an entire week's worth of blog postings. As a result, there has been a lapse in her long term care insurance, medical and dental insurance and many hours on the phone.
Talk about being furious! Her medical insurance should have never lapsed - reason why, Mom worked for that banking institution for 26 years. Both she and my dad planned for their retirement. Set aside a sizable sum so Mom could and did retire at age 60, invested wisely and did all the savvy money saving stuff. Dementia doesn't care how well you have taken care of your finances, it can go thru large sums of money quickly.
We had contacted now Chase Bank many times regarding Mom's illness, durable power of attorney, conservatorship, guardianship. The moment Mom called, they should have known about her situation and called myself, Voyageur or the attorney. Instead, we are still waiting for the home health aide as there is a backlog of premium to pay; now Mom is finally getting her teeth fixed; and Voyageur is setting up an appointment for Mom to see the doctor so we can get her medications refilled.
The results of Mom not taking her medication? Perhaps irreversible progression of the dementia. These past couple of weeks Mom believes I live in a dormitory style living - she has asked me if I prepare my own meals or eat with others. This is a question she asks multiple times in one conversation. The first time she asked me, I was a little freaked out - realizing the dementia is progressing faster than I hoped. Then Voyageur enlightened me on the meds situation and I went thru the roof. Not angry at her, angry at the f*@%ing bank, at the insurance company - we've talked to these assinine entitites multiple times and they still screwed it up.
Even in our best plotting, my mom's absolute best planning, her money has been chipped away and we are working our butts off to ensure Mom has her long term care insurance and enough in her investments to last her lifetime. Not easy in this crap economy. We have put the skids on the initial hemorrhaging of funds and we are still working triage.
Soon we should be on the other side of the financial silliness and able to focus fully on Mom. Which for Voyageur means getting more yarn! And for me, perhaps I will enter more into Mom's reality.
Back at ya, tree sap!